Since 2021

Emaal Emaal

Pioneering digital financial solutions across continents, driving innovation and inclusivity in the global financial landscape.

1.5M+
Customers
8+
Countries
50K+
Partners
3
Continents
Our team collaborating on financial innovation
Since 2021
Pioneering Finance
Our Foundation

Mission & Vision

The driving force behind our commitment to financial innovation and global empowerment.

Our Purpose

Mission

To drive financial inclusivity and economic empowerment by providing adaptable and innovative payment and financial management platforms.

Key Focus Areas

Inclusivity
Innovation
Empowerment
Integrity
Our Aspiration

Vision

We envision a future where everyone, regardless of location, has access to secure, innovative, and empowering financial services that drive global economic growth.

Our Progress Towards This Vision

Global Financial Inclusion 75%

Expanding access to underserved communities worldwide

Technology Adoption 90%

Implementing cutting-edge solutions across all markets

Market Reach 65%

Establishing presence across three continents

Our Foundation

Core Values

The principles that guide our decisions, actions, and innovations

Innovation

Redefining financial services through cutting-edge solutions that transform how people access and manage money.

Inclusivity

Breaking barriers to ensure everyone has equal access to financial services, regardless of location or background.

Integrity

Upholding the highest ethical standards and transparency in every transaction and partnership we undertake.

Collaboration

Building strong partnerships across borders to create solutions that benefit communities and drive economic growth.

Strategic Portfolio

Our Products

A dynamic ecosystem of specialized financial solutions

Em

Emaal

Africa & Beyond

Digital Payment Solutions Across Africa

Emaal provides versatile digital payment solutions across Africa & beyond, empowering individuals and businesses with seamless, secure transactions.

Core Services

International Compliance RegTech Solutions AML & KYC Compliance
Active
Status
2021
Established
H-

H-Cash

Ethiopia & East Africa

Financial Inclusion in Ethiopia

Operating within and beyond Ethiopia, H-Cash enhances financial inclusion through mobile and agent banking, empowering local communities across the nation.

Core Services

Mobile Wallets Agent Banking Bill Payments Merchant Services
Active
Status
2021
Established
Fi

FinPay Tech

UK to East Africa

UK to East Africa Remittances

FinPayTech focuses on secure and efficient fund transfers from the UK to East African countries. Using advanced technology, FinPayTech ensures funds move quickly and reliably, supporting economic development in East Africa.

Core Services

Multicurrency Support Real-time Transactions API Integration
Active
Status
2021
Established
Bo

Boma Pay

Government Services

Government Payment System

Government system to provide citizens with efficient payment solutions. It aims to simplify and streamline financial transactions for government services, ensuring secure, fast, and accessible payments for all users.

Core Services

Government Service Payments Payment Collection Multiple Payment Channels Financial Reporting
Active
Status
2021
Established
Lo

Lotus

SMEs

SME Digital Payments Platform

Lotus is a digital payments platform targeting small and medium enterprises (SMEs). It offers personalized banking, flexible financial management, and tailored business guidance.

Core Services

Business Current Account Disbursements & Collections Cash Flow Visibility Reconciliation +2 more
Active
Status
2021
Established
Worldwide Reach

Global Presence

Strategic operations connecting continents through innovative financial solutions

🌍

Africa

Growing Markets

1+

Nations served with localized solutions

Market penetration: 85%
🌎

Global Footprint

3+
Countries
3
Continents
24/7
Support
150+
Team Members
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Europe & ME

Established Markets

2+

Strategic locations with regulatory expertise

Compliance rate: 92%
1.5M+
Customers Served
50K+
Merchant Partners
$2B+
Annual Processing
99.9%
System Uptime