One account
shared perfectly
A joint account built for two. Manage shared finances, split bills automatically and stay on top of household spending — together.
Built for life together
Every feature is designed with two people in mind, from how you top up to how you track expenses.
Equal access
Both partners get their own login and see every transaction in real time.
Two debit cards
Each partner gets a Mastercard debit card linked to the same account.
Shared budgets
Set shared spending limits and get alerts when you're approaching them.
Dual notifications
Both partners get push notifications for every payment and top-up.
Automatic bill splitting
Connect your utilities and subscriptions — Emaal splits them automatically.
Individual security
Each partner has independent PIN, biometrics and card freeze controls.
Open your joint account in 4 steps
One partner applies
The first person opens the account in the Emaal app — takes 2 minutes.
Invite your partner
Send an instant invite link. Your partner downloads the app and accepts.
Both verify
Quick ID check for both partners. Typically approved in under 5 minutes.
Start spending together
Fund the account and your cards arrive within 3 business days.
Better together with Emaal
Open your free joint account in minutes. No paperwork, just you two.
Get started free